Education Support

Study & Tuition Loan

Never let school fees delay your academic goals. We fund undergraduate and postgraduate tuition in Nigeria, as well as study abroad pathways to the UK, Canada, US, and Europe.

Loan LimitUp to ₦15,000,000

Interest RateFrom 3.2% / Month

Payout Speed48 Hours

Tenure Spread6 - 36 Months

Apply for Study & Tuition Loan

Zero Upfront FeesRapid Bank Account Payout17A Dele Adedeji St, Lekki Phase 1, Lagos

Repayment Calculator

Calculate Your Monthly Installments

Adjust the sliders below to see your exact monthly repayment, total interest, and net disbursement for Study & Tuition Loan.

Borrowing Amount₦5,083,333

Min: ₦250,000Max: ₦15,000,000

Repayment Tenure6 Months

6 Month36 Months

Early repayment discount: Clear your loan anytime before the final month with zero early liquidation penalties.

Estimated Monthly Payment

₦1,009,889 /month

Principal Amount:₦5,083,333

Interest Rate:3.2% / Month

Total Interest:₦976,000

Processing Fee (1%):₦50,833

Net Disbursed Cash:₦5,032,500

Apply for ₦5,083,333

Product Features

Why Borrow via Study & Tuition Loan

Designed specifically to address the cashflow and liquidity challenges Nigerian borrowers face with traditional commercial lenders.

Direct disbursement to verified Nigerian universities or accredited foreign institutions

Moratorium grace period: Pay only interest while in school, principal starts after graduation

Co-signer support: Parents, guardians, or sponsors can guarantee the facility

Covers tuition fees, official accommodation, and exam certifications

Favorable student-friendly interest rates with flexible tenure up to 36 months

Ideal For:

Students, parents, and working professionals pursuing Master’s degrees, professional certifications, or foreign study admissions.

Fast, Dignified Credit with Zero Hidden Charges

At Kredio, every loan file is personally reviewed by an accredited underwriter at our Lekki Phase 1 hub. We do not use arbitrary automated algorithms that reject applicants without reviewing actual turnover or asset worth.

95%+Approval Success Rate

48 HoursTypical Payout Time

Simple 4-Step Process

How to Get Your Study & Tuition Loan

From initial request to cash disbursement directly into your bank account.

Apply Online in 2 Mins

Pick your desired amount and tenure. Fill our simple form on this page or message our Lekki desk.

Statement or Asset Review

We evaluate your cashflow statements or invoice validity within 2 to 4 hours.

Direct Payout in 48 Hours

Review your sanction offer and accept. Approved cash is wired directly into your bank account.

Flexible Repayment

Pay back comfortably in monthly installments with zero hidden fees and instant asset release upon completion.

Documentation

Requirements Checklist

Keep these documents ready to ensure fastest sanction and same-day payout.

Official Admission Letter or Student Confirmation from institution

Tuition invoice or official fee breakdown schedule

Applicant or Sponsor’s valid ID and BVN

Sponsor’s 6 months bank statement showing capacity

Academic transcripts or matriculation credentials

Common Questions

Study & Tuition Loan FAQs

Funds for Study & Tuition Loan are disbursed directly to your verified commercial or digital bank account within 48 Hours of final review.

Ready to Get Started?

Apply for Study & Tuition Loan Today

Disbursed in 48 Hours directly to your Nigerian commercial bank account with transparent rates starting at 3.2% / month.

Proceed to Online Application Chat with Lekki Desk on WhatsApp

Office: 17A Dele Adedeji Street, Lekki Phase 1, Lagos | Phone: +234 810 366 9924