Contractors Choice

LPO Financing

Never lose a lucrative contract due to working capital constraints. We finance Local Purchase Orders from vetted blue-chip firms, multinationals, FMCGs, and government MDAs.

Loan LimitUp to ₦80,000,000
Interest RateFrom 3.2% / Month
Payout Speed24 - 48 Hours
Tenure Spread1 - 6 Months
Apply for LPO Financing
Zero Upfront FeesRapid Bank Account Payout17A Dele Adedeji St, Lekki Phase 1, Lagos
Repayment Calculator

Calculate Your Monthly Installments

Adjust the sliders below to see your exact monthly repayment, total interest, and net disbursement for LPO Financing.

₦27,000,000
Min: ₦1,000,000Max: ₦80,000,000
6 Months
1 Month6 Months
Early repayment discount: Clear your loan anytime before the final month with zero early liquidation penalties.
Estimated Monthly Payment
₦5,364,000 /month
Principal Amount:₦27,000,000
Interest Rate:3.2% / Month
Total Interest:₦5,184,000
Processing Fee (1.5%):₦405,000
Net Disbursed Cash:₦26,595,000
Product Features

Why Borrow via LPO Financing

Designed specifically to address the cashflow and liquidity challenges Nigerian borrowers face with traditional commercial lenders.

Finance up to 80% of verifiable purchase order value
No physical collateral required — the verified LPO serves as principal backing
Tripartite payment agreement directly with invoice issuer
Disbursement directly to verified vendors or into project escrow
Bullet repayment option tied strictly to client payment milestone
Ideal For:

Contractors, registered vendors, industrial suppliers, and procurement firms fulfilling corporate purchase orders.

Fast, Dignified Credit with Zero Hidden Charges

At Kredio, every loan file is personally reviewed by an accredited underwriter at our Lekki Phase 1 hub. We do not use arbitrary automated algorithms that reject applicants without reviewing actual turnover or asset worth.

95%+Approval Success Rate
24 - 48 HoursTypical Payout Time
Simple 4-Step Process

How to Get Your LPO Financing

From initial request to cash disbursement directly into your bank account.

01

Apply Online in 2 Mins

Pick your desired amount and tenure. Fill our simple form on this page or message our Lekki desk.

02

Statement or Asset Review

We evaluate your cashflow statements or invoice validity within 2 to 4 hours.

03

Direct Payout in 24 - 48 Hours

Review your sanction offer and accept. Approved cash is wired directly into your bank account.

04

Flexible Repayment

Pay back comfortably in monthly installments with zero hidden fees and instant asset release upon completion.

Documentation

Requirements Checklist

Keep these documents ready to ensure fastest sanction and same-day payout.

Original copy of valid LPO / Purchase Contract from verified corporate or MDA
Company CAC incorporation documents (RC Certificate, Status Report / Form CAC 1.1)
12-month corporate bank statement
Supplier quotation / Proforma invoice for goods to be procured
Letter of confirmation & irrevocable payment undertaking from the contract issuer
Common Questions

LPO Financing FAQs

Funds for LPO Financing are disbursed directly to your verified commercial or digital bank account within 24 - 48 Hours of final review.
Ready to Get Started?

Apply for LPO Financing Today

Disbursed in 24 - 48 Hours directly to your Nigerian commercial bank account with transparent rates starting at 3.2% / month.

Office: 17A Dele Adedeji Street, Lekki Phase 1, Lagos | Phone: +234 810 366 9924