Kredio
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Industrial & SME Scaling

Equipment & Heavy Machinery Lease

Expand factory output and operational capacity without burning through reserve cash. We finance industrial generators, printing presses, bakery ovens, diagnostic scanners, construction machinery, and packaging equipment.

Loan LimitUp to ₦40,000,000
Interest RateFrom 3.4% / Month
Payout Speed48 Hours
Tenure Spread6 - 36 Months
Apply for Equipment & Heavy Machinery Lease
Zero Upfront FeesRapid Bank Account Payout17A Dele Adedeji St, Lekki Phase 1, Lagos
Repayment Calculator

Calculate Your Monthly Installments

Adjust the sliders below to see your exact monthly repayment, total interest, and net disbursement for Equipment & Heavy Machinery Lease.

₦13,666,667
Min: ₦1,000,000Max: ₦40,000,000
6 Months
6 Month36 Months
Early repayment discount: Clear your loan anytime before the final month with zero early liquidation penalties.
Estimated Monthly Payment
₦2,742,445 /month
Principal Amount:₦13,666,667
Interest Rate:3.4% / Month
Total Interest:₦2,788,000
Processing Fee (1.5%):₦205,000
Net Disbursed Cash:₦13,461,667
Apply for ₦13,666,667
Product Features

Why Borrow via Equipment & Heavy Machinery Lease

Designed specifically to address the cashflow and liquidity challenges Nigerian borrowers face with traditional commercial lenders.

Lease-to-own structure: The acquired machinery serves as the primary security
Financing up to 80% of equipment invoice value
Extended tenure up to 36 months to align with equipment revenue cycles
Comprehensive asset insurance and maintenance tracking included
Tax advantages: Lease payments can be treated as operational expenses
Ideal For:

Manufacturers, bakeries, diagnostic medical centers, construction sub-contractors, and printing/packaging firms.

Fast, Dignified Credit with Zero Hidden Charges

At Kredio, every loan file is personally reviewed by an accredited underwriter at our Lekki Phase 1 hub. We do not use arbitrary automated algorithms that reject applicants without reviewing actual turnover or asset worth.

95%+Approval Success Rate
48 HoursTypical Payout Time
Simple 4-Step Process

How to Get Your Equipment & Heavy Machinery Lease

From initial request to cash disbursement directly into your bank account.

01

Apply Online in 2 Mins

Pick your desired amount and tenure. Fill our simple form on this page or message our Lekki desk.

02

Statement or Asset Review

We evaluate your cashflow statements or invoice validity within 2 to 4 hours.

03

Direct Payout in 48 Hours

Review your sanction offer and accept. Approved cash is wired directly into your bank account.

04

Flexible Repayment

Pay back comfortably in monthly installments with zero hidden fees and instant asset release upon completion.

Documentation

Requirements Checklist

Keep these documents ready to ensure fastest sanction and same-day payout.

Proforma invoice and specifications from accredited equipment vendor
CAC Certificate and Corporate Memorandum (or business registration)
12 months commercial bank turnover statements
Business cashflow projection and operating license
Personal guarantee of directors
Common Questions

Equipment & Heavy Machinery Lease FAQs

Funds for Equipment & Heavy Machinery Lease are disbursed directly to your verified commercial or digital bank account within 48 Hours of final review.
Ready to Get Started?

Apply for Equipment & Heavy Machinery Lease Today

Disbursed in 48 Hours directly to your Nigerian commercial bank account with transparent rates starting at 3.4% / month.

Proceed to Online ApplicationChat with Lekki Desk on WhatsApp
Office: 17A Dele Adedeji Street, Lekki Phase 1, Lagos | Phone: +234 810 366 9924