Your Hardware is Your Livelihood
In Nigeria’s thriving tech and creative ecosystem, having a sluggish laptop directly impacts productivity and income. With high-end laptops costing millions of Naira, paying 100% upfront is prohibitive for many rising professionals.
How Device Financing Works
1. **Select Hardware:** Choose your preferred MacBook, Dell XPS, camera gear, or smartphone from verified partner retailers. 2. **20% Down Payment:** Make your initial equity payment. 3. **Flexible Installments:** Spread the remaining 80% balance across 3 to 12 monthly payments. 4. **Complimentary Insurance:** Covers screen damage, liquid spills, and theft during the repayment tenure.
Documents Needed
Get Pre-Approved via Kredio
Complete our fast online pre-check to secure your gadget loan voucher within 4 hours.
Fast-Track Application Checklist
Follow these 4 simple steps to ensure immediate review and same-day payout directly to your Nigerian bank account:
Frequently Asked Questions
Can freelance and remote workers qualify for gadget loans?
Yes! Verifiable foreign exchange inflows (Deel, Payoneer, Upwork, Wise) or local bank statements are accepted.
Are UK-used and refurbished laptops eligible?
Yes, certified pre-owned devices from accredited warranty-backed vendors in Ikeja and Abuja are covered.